Indian Ocean Cover

The Indian Ocean Cover is specifically designed for travel who are goin on vacation to any of the Indian Ocean islands such as Mauritius

The cover can be booked by individuals or families, again with up to 5 children up to the age of 18 included at no extra cost.

The insured person need to be between 3 months and up to and including 69 years of age.


Details of insured event:

Indian Ocean Cover

1   Medical & related expenses
1A Medical expenses N$ 10,000,000
     Excess - Insured journeys less Than 6 months N$ 350
Excess - Insured Journeys 6 Months and longer N$ 1,500
     Medical expenses terrorism extension N$ 10,000,000

     Pre-existing medical extension (hospital admission

     longer than 46 hours


1B Medical evacuation, repatriation or transport to medical centre expenses

Actual expense
1C Optical expenses     - bodily injury Included
                                  - illness N$ 10,000
1D Dental expenses      - bodily injury Included
                                  - illness N$ 10,000
1E Hospital confinement benefit (N$ 500 per day) N$ 2,000
1F Follow up treatment in Namibia  - insured event N$ 5,000
                                                   - Malaria N$ 15,000
2   Personal Accident
2A 24 hour N$ 250,000
2B Public conveyance cover     - air only N$ 250,000
     Personal accident terrorism extension N$ 250,000
2C Education fund supplement Nil
3   Travel Guard
3B Visit by a family member N$ 15,000
3C Return of children N$ 15,000
3D Return of travel companion N$ 15,000
3E Alternative employee or resumption of assignment expenses Nil
3F Legal assístance abroad N$ 7,500
3G Motoring bail bond (advance only) N$ 15,000
3H Return of mortal remains or burial expenses Actual expense
3I Coffin expenses N$ 7,500
4   Cancellation or Curtailment
4A Cancellation N$ 15,000
4B Curtailment N$ 15,000
     Excess N$ 500
5   Baggage, Money, Credit Cards & Travellers Cheques and Baggage Delay
5A Theft or damage of baggage N$ 15,000
     Baggage single item limit - theft or damage N$ 3,750
     Accidental loss of baggage N$ 3,750
     Baggage single item limit - accidental loss N$ 940
     Excess N$ 500
     Theft of money and credit cards & travellers cheques N$ 1,000
     Single item limit - theft of money and credit cards & travellers cheques N$ 250
     Excess N$ 500
5B Baggage delay (delayed for more than 6 hours) N$ 1,500
6   Travel Delay & Missed Connection
6A Travel delay (delayed for more than 4 hours) N$ 750
6B Missed connection (more than 6 hours) N$ 1,000
7   Personal Liability N$ 2,000,000
     Excess N$ 1,000
8   Hijack, Kidnap, Wrongful Detention
8A Hijack - after 12 hours N$ 5,000
8B Kidnap and wrongful detention Nil
9   Natural Disaster N$ 1,500
     Excess 48 hours
10 Identity Theft Nil
11 Cattery & Kennels (N$ 125 per day up to 30 days) Nil
12 Ticket Upgrade Nil
     Excess Nil
13 Student Cover - Reimbursement of study fees Nil
14 Motor Hijack
14A Personal accident N$ 5,000
14B Post traumatic stress N$ 2,500
      Accumulation Limit N$ 10,000,000




Indian Ocean Cover Individual Family
1-8 days N$ 220 N$ 540
Daily thereafter (maximum 30 days) N$ 31/person/day N$ 65/family/day





Please note:

  • The above mentioned insurance cover limits and costs are subject to change without prior notice.
  • Please also refer to the Policy Wording, which explains the insurance terms and conditions more in details. You will find the Policy Wording in the download section.