Student & Youth Cover

A basic insurance cover option for students and youths who set out to explore the world. This insurance cover is valid for person between the ages of 16 years and 36 years. It can be booked as a 3 month cover, a six month cover or a 12 month cover.

As with the other cover options, this cover is valid internationally and is specifically designed for young travellers. The premiums are kept as low as possible, including a basic insurance cover, which covers the most common events.


Details of insured event:

Student & Youth Cover

1   Medical & related expenses
1A Medical expenses N$ 5,000,000
     Excess - Insured journeys less Than 6 months

N$ 1,500

Excess - Insured Journeys 6 Months and longer N$ 1,500
     Medical expenses terrorism extension N$ 1,000,000

     Pre-existing medical extension (hospital admission

     longer than 46 hours


1B Medical evacuation, repatriation or transport to medical centre expenses

Actual expense
1C Optical expenses     - bodily injury Nil
                                  - illness Nil
1D Dental expenses      - bodily injury Nil
                                  - illness Nil
1E Hospital confinement benefit (N$ 500 per day) Nil
1F Follow up treatment in Namibia  - insured event N$ 5,000
                                                   - Malaria Nil
2   Personal Accident
2A 24 hour N$ 250,000
2B Public conveyance cover     - air only Nil
     Personal accident terrorism extension N$ 250,000
2C Education fund supplement Nil
3   Travel Guard
3B Visit by a family member N$ 10,000
3C Return of children N$ 10,000
3D Return of travel companion N$ 10,000
3E Alternative employee or resumption of assignment expenses Nil
3F Legal assístance abroad N$ 5,000
3G Motoring bail bond (advance only) N$ 2,000
3H Return of mortal remains or burial expenses Actual expense
3I Coffin expenses N$ 10,000
4   Cancellation or Curtailment
4A Cancellation N$ 10,000
4B Curtailment N$ 10,000
     Excess N$ 500
5   Baggage, Money, Credit Cards & Travellers Cheques and Baggage Delay
5A Theft or damage of baggage N$ 10,000
     Baggage single item limit - theft or damage N$ 2,500
     Accidental loss of baggage N$ 2,500
     Baggage single item limit - accidental loss N$ 625
     Excess N$ 500
     Theft of money and credit cards & travellers cheques Nil
     Single item limit - theft of money and credit cards & travellers cheques Nil
     Excess Nil
5B Baggage delay (delayed for more than 6 hours) N$ 1,000
6   Travel Delay & Missed Connection
6A Travel delay (delayed for more than 4 hours) Nil
6B Missed connection (more than 6 hours) Nil
7   Personal Liability N$ 2,000,000
     Excess N$ 1,000
8   Hijack, Kidnap, Wrongful Detention
8A Hijack - after 12 hours N$ 5,000
8B Kidnap and wrongful detention Nil
9   Natural Disaster Nil
     Excess Nil
10 Identity Theft Nil
11 Cattery & Kennels (N$ 125 per day up to 30 days) Nil
12 Ticket Upgrade Nil
     Excess Nil
13 Student Cover - Reimbursement of study fees N$ 50,000
14 Motor Hijack
14A Personal accident Nil
14B Post traumatic stress Nil
      Accumulation Limit N$ 5,000,000




Student & Youth Traveller Premium
3 months N$ 1,458
6 months N$ 2,100
12 months N$ 2,563




Please note:

  • The above mentioned insurance cover limits and costs are subject to change without prior notice.
  • Please also refer to the Policy Wording, which explains the insurance terms and conditions more in details. You will find the Policy Wording in the download section.