Individual & Family Cover

This is the most commonly used travel cover. There are three different options to choose from - Platinum, Gold and Silver - which differ in the limits of the cover in the respective sections.

In the Individual & Family Cover options upt to 5 children under the age of 18 are included at no cost. The benefits will be shared.

These cover options can be booked by individuals or families if the insured persons ages are between 3 months and up to and including 69 years.

Please find below all details of these insurance options:

 

 

Details of insured event:

Platinum Cover

Gold Cover

Silver Cover

1   Medical & related expenses      
1A Medical expenses N$ 35,000,000 N$ 25,000,000 N$ 1,000,000
     Excess - Insured journeys less Than 6 months N$ 350 N$ 350

N$ 350 

     Excess - Insured Journeys 6 Months and longer N$ 1,500 N$ 1,500 N$ 1,500
     Medical expenses terrorism extension N$ 35,000,000 N$ 25,000,000 N$ 1,000,000

     Pre-existing medical extension (hospital admission

     longer than 46 hours

N$ 250,000 Nil Nil

1B Medical evacuation, repatriation or transport to medical centre expenses

Actual expense Actual expense Actual expense
1C Optical expenses     - bodily injury Included Included Included
                                  - illness N$ 20,000 N$ 10,000 N$ 2,000
1D Dental expenses      - bodily injury included included included
                                  - illness N$ 20,000 N$ 10,000 N$ 2,000
1E Hospital confinement benefit (N$ 500 per day) N$ 15,000 N$ 10,000 N$ 1,500
1F Follow up treatment in Namibia  - insured event N$ 15,000 N$ 10,000 N$ 5,000
                                                   - Malaria N$ 15,000 Nil Nil
2   Personal Accident      
2A 24 hour N$ 500,000 N$ 300,000 N$ 50,000
2B Public conveyance cover     - air only N$ 650,000 N$ 500,000 N$ 50,000
     Personal accident terrorism extension N$ 500,000 N$ 300,000 N$ 50,000
2C Education fund supplement Nil Nil Nil
3   Travel Guard      
3B Visit by a family member N$ 25,000 N$ 15,000 N$ 5,000
3C Return of children N$ 25,000 N$ 15,000 N$ 5,000
3D Return of travel companion N$ 25,000 N$ 15,000 N$ 5,000
3E Alternative employee or resumption of assignment expenses Nil Nil Nil
3F Legal assístance abroad N$ 15,000 N$ 10,000 N$ 2,500
3G Motoring bail bond (advance only) N$ 20,000 N$ 15,000 N$ 5,000
3H Return of mortal remains or burial expenses Actual expense Actual expense Actual expense
3I Coffin expenses N$ 10,000 N$ 10,000 N$ 2,500
4   Cancellation or Curtailment       
4A Cancellation N$ 25,000 N$ 20,000 N$ 5,000
4B Curtailment N$ 25,000 N$ 20,000 N$ 5,000
     Excess N$ 500 N$ 500 N$ 500
5   Baggage, Money, Credit Cards & Travellers Cheques and Baggage Delay      
5A Theft or damage of baggage N$ 25,000 N$ 20,000 N$ 1,500
     Baggage single item limit - theft or damage N$ 6,250 N$ 5,000 N$ 375
     Accidental loss of baggage N$ 6,250 N$ 5,000 N$ 375
     Baggage single item limit - accidental loss N$ 1,565 N$ 1,250 N$ 95
     Excess N$ 500 N$ 500 N$ 250
     Theft of money and credit cards & travellers cheques N$ 7,500 N$ 5,000 N$ 1,500
     Single item limit - theft of money and credit cards & travellers cheques N$ 1,875 N$ 1,250 N$ 375
     Excess N$ 500 N$ 500 N$ 250
5B Baggage delay (delayed for more than 6 hours) N$ 2,000 N$ 1,000 Nil
6   Travel Delay & Missed Connection      
6A Travel delay (delayed for more than 4 hours) N$ 1,000 N$ 1,000 Nil
6B Missed connection (more than 6 hours) N$ 10,000 N$ 7,500 Nil
7   Personal Liability N$ 3,000,000 N$ 2,000,000 N$ 500,000
     Excess N$ 1,000 N$ 1,000 N$ 1,000
8   Hijack, Kidnap, Wrongful Detention      
8A Hijack - after 12 hours N$ 30,000 N$ 20,000 Nil
8B Kidnap and wrongful detention N$ 500,000 N$ 500,000 Nil
9   Natural Disaster N$ 2,500 N$ 1,500 Nil
     Excess 48 hours 48 hours Nil
10 Identity Theft N$ 1,000 Nil Nil
11 Cattery & Kennels (N$ 125 per day up to 30 days) N$ 3,750 Nil Nil
12 Ticket Upgrade N$ 4,000 Nil Nil
     Excess 6 hours Nil Nil
13 Student Cover - Reimbursement of study fees Nil Nil Nil
14 Motor Hijack      
14A Personal accident N$ 5,000 N$ 5,000 N$ 5,000
14B Post traumatic stress N$ 2,500 N$ 2,500 N$ 2,500
      Accumulation Limit N$ 35,000,000 N$ 25,000,000 N$ 1,000,000

 

 

Costs:

 

Individual Platinum Cover Gold Cover Silver Cover
1-7 days N$ 407 N$ 302 N$ 185
8-15 days N$ 880 N$ 667 N$ 395
16-31 days N$ 1,441 N$ 1,100 N$ 680
32-47 days N$ 1,785 N$ 1,488 N$ 865
48-62 days N$ 2,052 N$ 1,710 N$ 970
63-92 days N$ 2,537 N$ 2,029 N$ 1,475
93-185 days N$ 3,620 N$ 2,896 N$ 2,065
Annual / Frequent Flyer N$ 5,992 N$ 4,794 N$ 3,515

 

 

Family Platinum Cover Gold Cover Silver Cover
1-7 days N$ 726 N$ 547 N$ 335
8-15 days N$ 1,579 N$ 1,174 N$ 715
16-31 days N$ 2,591 N$ 1,984 N$ 1,225
32-47 days N$ 3,209 N$ 2,679 N$ 1,530
48-62 days N$ 3,689 N$ 3,101 N$ 1,745
63-92 days N$ 4,560 N$ 3,654 N$ 2,655
93-185 days N$ 6,507 N$ 5,216 N$ 3,720
Annual / Frequent Flyer N$ 10,772 N$ 8,618 N$ 6,330

 

travelguard-chartisbuynow

 

Please note:

  • The above mentioned insurance cover limits and costs are subject to change without prior notice.
  • Please also refer to the Policy Wording, which explains the insurance terms and conditions more in details. You will find the Policy Wording in the download section.

 

 

Search our site

Quick Contact

Passport and Visa

visa-kl 

Passport and visa information can be found here.

Experience the A380-800

a380-love

Currently Lufthansa and Air France have daily flights between Johannesburg and Europe with the Airbus A380-800. Find out more details about this fascinating aircraft here or contact us for your next flight booking with the A380-800.

Travel News

Error: No articles to display

Priority Pass

10699166